There's been a bit of movement in streaming services of late. Nintendo lifted the lid on their new offering, which turned out to be radically different from what they first announced, and the Xbox opened the doors to their Netflix-like service.
In a world where most people are content to wait for games to get patched before buying, it's not a bad thing to only have access to a library of older games. That's especially the case if people are buying a new console as an entertainment device, something primarily for streaming videos to a new TV. I can think of plenty of families who fit the bill for that.
For them, the idea of paying a small amount of money to keep the kids happy is a pretty good deal.
But as for yourselves, how much would you pay to have access to an ongoing library of games? Knowing that you won't have access to AAA blockbusters, but mostly indies, older remasters and the like, what would it have to cost (either on top of your existing PSN/Xbox Live subscription, or as an added fee through PC somewhere) to get you over the line?