This Persona figure, by Vertex, will probably cost you $US120-$US130, which is a lot for something that's only 1/7 scale (not much bigger than your standard action figure). Then again, your standard figure isn't of Persona 3's Mitsuru Kirijo.
Depicted here in her combat gear from fighting game Persona 4: Arena, she comes with a removable jacket and plastic... eye... thing.
She should be out later this year. Hit up your favourite import site to see if it will stock it.